FACTS WHAT DOES SUN WEST MORTGAGE COMPANY, INC. DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
account balances and payment history
credit scores and employment information
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sun West Mortgage Company, Inc. (“Sun West”) chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Sun West share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus: Does Sun West share?Yes, Can you limit this sharing? No
For our marketing purposes to offer our products and services to you: Does Sun West share? Yes, Can you limit this sharing? No
For joint marketing with other financial companies: Does Sun West share?Yes, Can you limit this sharing? No
For our affiliates’ everyday business purposes information about your transactions and experiences: Does Sun West share? Yes, Can you limit this sharing? No
For our affiliates’ everyday business purposes information about your creditworthiness: Does Sun West share? Yes, Can you limit this sharing? Yes
For our affiliates to market to you: Does Sun West share? Yes, Can you limit this sharing? Yes
For non-affiliates to market to you: Does Sun West share? Yes, Can you limit this sharing? Yes
To limit our sharing
Call (800) 345-7884 or
Mail the form below
(Click here to download the form).
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can continue to share your information as described in this notice for up to 18 months after you are no longer our customer.
However, you can contact us at any time to limit our sharing.
Questions? Call (800) 345-7884
What we do
How does Sun West protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings.
How does Sun West collect my personal information? We collect your personal information, for example, when you
apply for a loan or give us your contact information
give us your income information or provide employment information
show us your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account – unless you tell us otherwise.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies with an XL Dynamics name; Sun West Financial Services International, Inc., a company that provides technology and back office support to mortgage and commercial banking and lending industry; PAG Financial International, LLC, a company that provides consulting services; Marco Management LLC, a company that provides personal investment rental property management; Sun West Property Management International, LLC, a company that provides personal investment rental property management; XLD Insurance Company, Inc., a commercial captive insurance company; XLD Brokerage Agency, LLC, a commercial insurance brokerage service company; XLD International Insurer Corporation, a commercial captive insurance company; ApexLend, LLC, a company that provides consumer lending services.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Our nonaffiliates we share with can include financial services companies such as mortgage brokers, lenders, and servicers.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include financial services companies such as mortgage brokers, lenders, and servicers.
– STATE SPECIFIC PRIVACY NOTICE –
Notice for California Residents
Notice for Vermont Residents
Where can I get more information? Call toll-free, (800) 453-7884 and ask for the Compliance Manager.